Enterprise Business Loan

 

Enterprise Business Loan

Growth & Expansion of business is a pivotal need for every entrepreneur. With expansion comes the need for funding, whether it is working capital for a big order or setting up new machinery for faster production.

We understand your needs and offer a customised solution that is right for you. Our team of dedicated professionals help you determine your requirements, especially for small businesses; and you can get started within the shortest possible time. The best part is that all of this is available at your doorstep.

• Features & Benefits
 
• Eligibility Criteria
 
• Required Documents

• Loans up to 30 Lakhs
• Tenure ranging from 12 to 60 months
• No guarantor/security required
• Convenience of doorstep service
• Attractive Rate of Interest
• Minimum & Hassle-free Documentation
• Special offers for self-employed Doctors

Self-employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, and Company Secretaries.

Eligibility Criteria

• Minimum age of applicant: 22 years
• Maximum age of applicant at loan maturity: 65 years
• Years in business: Minimum 3 years
• Minimum Annual Income: ₹ 1, 00,000 p.a. for Metro locations & ₹ 75,000 p.a. for other locations.

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Self-employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Eligibility Criteria

• Minimum age of Applicant: 21 years
• Maximum age of Applicant at loan maturity: 65 years
• Years in business: Minimum 4 years with at least 2 years in the same Business
• Minimum Annual Income: ₹ 1, 00,000/- p.a. for Metro locations & ₹ 75,000 p.a. for Non-Metro locations.

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Self-employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Eligibility Criteria

• Minimum age of Applicant: 22 years
• Maximum age of Applicant at loan maturity: 65 years
• Years in business: Minimum 4 years with minimum 2 years in the same Business
• Minimum Annual Income: ₹ 100000/- p.a. for Metro Locations & ₹ 75,000/- p.a. for non-metro locations.
• Business must be profit making for the last 2 years

Self-employed (Professionals) include self - employed Doctors, Chartered Accountants, Architects, and Company Secretaries.

Documents required:    

• Proof of Identity & Address Proof: Passport / Voters ID / Driving License/PAN Card*/Aadhar CardorProofof possession of Aadhaar number(on Voluntary basis) / Photo 
• Driving License/ Voter ID/ Utility Bill (anyone(anyone which is not more than two months old of any service provider - electricity, telephone, post-paid mobile phone, piped gas, water bill) / Registered Rental Agreement /Letter of allotment of accommodation from employer/ leave and license agreements with employers allotting official accommodation
• Date of Birth Proof: Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth    
• Bank Statements: Latest statements / Bank passbook (updated within 90 days)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA

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Self-employed (Individuals) include self-employed - Sole proprietors, Partners & Directors in the Business of Manufacturing, Trading or Services.

Documents required:

• Proof of Identity& Address Proof: Passport / Voters ID / Driving License/PAN Card*/Aadhar CardorProofof possession of Aadhaar number(on Voluntary basis)  /Photo  
• Driving License/ Voter ID/ Utility Bill (anyone (anyone which is not more than two months old of any service provider - electricity, telephone, post-paid mobile phone, piped gas, water bill) / Registered Rental Agreement /Letter of allotment of accommodation from employer/ leave and license agreements with employers allotting official accommodation
• Date of Birth Proof: Driving License / Pan Card* / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth    
• Bank Statements: Latest statements / Bank passbook (updated within 90 days)
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA   
• Proof of continuation:  Trade license /Establishment /Sales Tax certificate   
• Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Cert. Copy of MOA, AOA & Board resolution.)

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Self-employed (Pvt Cos and Partnership Firms) include Private Companies and Partnership firms in the Business of Manufacturing, Trading or Services

Documents required:   

• Proof of Identity & Address Proof: Passport / Voters ID / Driving License/PAN Card*/Aadhar Card or Proof of possession of Aadhaar number(on Voluntary basis)  / Photo 
• Driving License/ Voter ID/ Utility Bill (anyone (anyone which is not more than two months old of any service provider - electricity, telephone, post-paid mobile phone, piped gas, water bill)/ Registered Rental Agreement /Letter of allotment of accommodation from employer/ leave and license agreements with employers allotting official accommodation
• Date of Birth Proof:  Driving License / Pan Card / Passport Copy / Birth Certificate / 10th / 12th mark sheet bearing date of birth    
• Bank Statements: Latest statements / Bank passbook (updated within 90 days)  
• Latest ITR along with computation of income, B/S & P&L a/c for the last 2 years certified by a CA    
• Proof of continuation: Trade license /Establishment /Sales Tax certificate/ SSI Registration 
• Other Mandatory Documents (Sole Prop. Decl. Or Cert. Copy of Partnership Deed, Certified true copy of Memorandum & Articles of Association (Certified by Director) & Board resolution (Original).)