CAR LOAN
Millions of Indians today are upwardly mobile, and on the move. Many are looking at having their own car to reach their destination in time and in comfort. Now, the years of waiting and saving are over. A Car Loan will bring that dream of owning a vehicle within your reach.
All You Need To Know
Get the car you want, the way you want it with our Custom-fit Car Loans
Why not own your dream car today- the one you thought you couldn’t afford for at least a decade more? Our Custom-fit Car Loans come with exclusive features like 100% financing on select vehicles, flexible repayment tenure and pocket-friendly EMI so that you get the dream car you want, in half the time! Our unique Step-up EMI and Balloon EMI Schemes make it easy for you to buy your dream car at more affordable EMIs. This means you can get a bigger car with the EMI of a smaller car.
We offer easy car loans to both salaried and the self-employed. What’s more, we not only help you raise funds but also assist you in researching and finding your dream car. So what are you waiting for? Whether new or pre-owned, apply for a Car Loan today!
It only gets better if you are an HDFC Bank customer. Enjoy quick disbursal of funds, special rates of interest and a lot more. Getting Car Loan in India has never been so easy! So now get the perfect car and the perfect loan the way you want it.
Click to view the application.
If you’re looking to get into the fast lane as soon as possible, HDFC Bank has come up with a car loan facility tailor-made for you. ZipDrive is an instant New Car Loan process, exclusively for HDFC Bank customers.
Through ZipDrive, customers can get the car loan amount disbursed instantly to car dealers through NetBanking anytime, anywhere. So it doesn’t matter in which state or city you’re in, you’re all set to go with an auto loan in double quick time.
To avail: log into your HDFC Bank > go to 'offers' tab > click on the ZipDrive banner. The Car Loan amount will be disbursed instantly to the car dealer’s account.
Features:
- Instant disbursal of loan
- 24/7 Online Loan
- Negligible Paper work
Flexible Repayment options:
SAFE N EASY (for salaried professionals): This is a special offer for salaried professionals & offers a pocket-friendly EMI which is Up to 75% lower as compared to your regular EMIs. EMIs start at just Rs 899/lakh for the initial 6 months and regularizes after that to make it pocket friendly
Here's a simple illustration for you (for a period 3 yrs) to show how this scheme works:
EMI from | EMI/Lakh (Rs) |
1 - 6 months | 899 |
7 - 36 months | 3717 |
SAFE N EASY (for All customers): This scheme offers a pocket friendly EMI which is Up to 70% lower as compared to your regular EMIs. EMIs start at just Rs 899/lakh for the initial 3 months and regularizes after that to make it pocket friendly
Here's a simple illustration for you (for a period 3 yrs) to show how this scheme works:
EMI from | EMI/Lakh (Rs) |
1 - 3 months | 899 |
4 - 36 months | 3444 |
11119999: This scheme allows you to start the repayment of your loan in affordable EMIs, gradually increases it in steps over the tenure and ends with 10% payment at the end of the tenure. Here's a simple illustration to show how this scheme works
EMI from (in months) | EMI/Lakh (Rs) |
1-12 Months | 1111 |
13-24 Months | 1222 |
25-36 Months | 1444 |
37-48 Months | 1666 |
49-60 Months | 1888 |
61-83 Months | 1999 |
84 Months | 9999 |
This scheme is valid only for a tenure of 7 yrs
DIVALOAN: This is a low rate of interest scheme, specially for women. Rate of interest starting just @ 8.20%
PAY AS YOU GROW - STEP-UP SCHEME: Step Up EMI is based on the assumption that an individual's income grows over time & a car that may seem unaffordable now could be affordable next year. This scheme allows you to start the repayment of your loan in affordable EMIs and gradually increases EMI amount over the tenure. This scheme allows you to start the repayment of your loan in affordable EMI's and gradually increases EMI amount every year over the tenure of the loan"
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